NMLS #1849781


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We Won't Let You Miss On Your Dream House

You no longer need to search “Home Loan service in my area” because you are with Sharon Vasvani – Loan Factory. From the moment you walk into our office until the time you get your mortgage application approved, you will find our company responsive and knowledgeable. If you want to find a mortgage loan, we are here to offer you a broad range of selections for a competitive low-rate mortgage.

Sharon Vasvani – Loan Factory is the top mortgage broker in Garden Grove, CA. We make our customers and their interests a priority. We are providing a digital loan process for the convenience of our customers. You can find a mortgage at your desired low rates by running a quote on our website. While doing business with you, we will deliver what we promise. You will never have to worry about the loan application and its process because we are here to take care of it.

Our Services

Home Purchase

Are you planning to buy your desired home and are looking to acquire a mortgage? Start your process by choosing our home purchase services in Garden Grove, CA. There is no need to look for another "home loan provider near me" because we are here to look them up for you.

Refinance Low Rate

Are you struggling to pay your mortgage? Refinance low-rate services in Garden Grove, CA, will help you in acquiring a new mortgage at a low rate to pay your previous mortgage. We offer competitively low rates that will help you fulfill your financial goals.

Refinance Cash Out

Refinance cash-out services in Garden Grove, CA, helps you cash out the built equity in your home. You can help yourself pay your student loan, bill, or previous mortgage with the amount you can get from cash-out refinance.


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What Else Do We Offer

At Sharon Vasvani – Loan Factory, we try to find the best deal for a mortgage loan at low rates, cash-out refinance, and low-rate refinance. We will make sure that you get the mortgage on time so that your dream house couldn’t slip through your hands. While our services are at your disposal, you will never need to search for the “Best Mortgage broker near me.”

General Questions

A mortgage broker can help you find a mortgage lender with a low rate. He has access to several lenders, so he might be able to give you a broad selection of loans and terms.

Yes, you can offer your terms while acquiring a mortgage from a lender. You will not be able to change all the terms, but there is no harm to ask your lender to provide you better terms than the original one.

Yes, you might have to pay more loans, but this is something you can negotiate. If the information on your credit report is accurate, there are bright chances to gain the trust of your lender. 

The proof of steady employment can significantly increase the chances of getting your mortgage application approved. If you have problems with your credit points or employment status, you can write a letter to your lender explaining your situation.

Higher credit score will increase the chances of getting your mortgage application approved. But this doesn’t mean that you can’t get a loan with low credit points.

Why Choose Us

Upfront in Broker fees

Sharon Vasvani – Loan Factory is upfront regarding its fees. We will tell you in advance about the compensatory fees that we will collect from your transaction. We want to make your process of gaining a mortgage smooth and convenient.

Industry Knowledge

We are on top of the local market in terms of industry knowledge. We always try to stay current with the latest industry trends of the constantly changing market. Because of this ability, we have prevented many deals from falling through and loan cancellations at the last minute.